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	<title>My Mind on Mortgages &#187; tic-tac-toe metaphor</title>
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	<description>Evan Swanson (NMLS 120856), a mortgage professional and CERTIFIED FINANCIAL PLANNER™ with Mortgage Trust, Inc. (NMLS 3250) in Portland, shares his knowledge, thoughts &#38; advice on mortgage &#38; financially related topics</description>
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		<title>Ballenger&#8217;s tic-tact-toe metaphor</title>
		<link>http://evanswanson.com/personal-finance/ballengers-tic-tact-toe-metaphor/</link>
		<comments>http://evanswanson.com/personal-finance/ballengers-tic-tact-toe-metaphor/#comments</comments>
		<pubDate>Sun, 05 Oct 2008 00:22:57 +0000</pubDate>
		<dc:creator>Evan</dc:creator>
				<category><![CDATA[Personal Finance]]></category>
		<category><![CDATA[Borrow Smart]]></category>
		<category><![CDATA[managing wealth]]></category>
		<category><![CDATA[Retire Rich]]></category>
		<category><![CDATA[tic-tac-toe metaphor]]></category>
		<category><![CDATA[wealth]]></category>

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		<description><![CDATA[From the book &#8220;Borrow Smart Retire Rich&#8220;- The first time you played tic-tac-toe, did you win or lose?  How about the second time?  I&#8217;d guess that the first time someone showed you the game, you probably lost.  I&#8217;d also guess that the second or third time you played, you were less likely to lose.  Eventually, [...]]]></description>
			<content:encoded><![CDATA[<p>From the book &#8220;<a href="http://www.evanswanson.com/miscellaneous/book-reviews/borrow-smart-retire-rich/" target="_blank">Borrow Smart Retire Rich</a>&#8220;-</p>
<p><em>The first time you played tic-tac-toe, did you win or lose?  How about the second time?  I&#8217;d guess that the first time someone showed you the game, you probably lost.  I&#8217;d also guess that the second or third time you played, you were less likely to lose.  Eventually, when both players understand the rules of tic-tac-toe, the winner is the one who can maintain their focus.</em></p>
<p><em>Like tic-tac-toe, the rules of managing wealth in the house are very much within your reach.  Once you realize that you&#8217;re playing a game, you&#8217;ll be more likely to want to understand the rules.  You can spend your entire life playing a game without realizing it.  Or, you can learn the rules and choose to play with a higher degree of awareness.</em></p>
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