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	<title>My Mind on Mortgages &#187; FHA solvency</title>
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	<link>http://evanswanson.com</link>
	<description>Evan Swanson (NMLS 120856), a mortgage professional and CERTIFIED FINANCIAL PLANNER™ with Mortgage Trust, Inc. (NMLS 3250) in Portland, shares his knowledge, thoughts &#38; advice on mortgage &#38; financially related topics</description>
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		<title>FHA solvency update</title>
		<link>http://evanswanson.com/general-mortgage-info/first-time-homebuyer-general-mortgage-info/low-down-payment/fha-low-down-payment-mortgage-programs-general-mortgage-info/fha-solvency-update/</link>
		<comments>http://evanswanson.com/general-mortgage-info/first-time-homebuyer-general-mortgage-info/low-down-payment/fha-low-down-payment-mortgage-programs-general-mortgage-info/fha-solvency-update/#comments</comments>
		<pubDate>Fri, 18 Sep 2009 16:17:10 +0000</pubDate>
		<dc:creator>Evan</dc:creator>
				<category><![CDATA[FHA]]></category>
		<category><![CDATA[FHA financial health]]></category>
		<category><![CDATA[FHA loan update]]></category>
		<category><![CDATA[FHA solvency]]></category>

		<guid isPermaLink="false">http://www.evanswanson.com/?p=2117</guid>
		<description><![CDATA[Last week I had blogged this post regarding mounting losses at FHA.  Today, WSJ.com had a follow up with this article.  The bad news is that the FHA reserves level will drop below congressional mandated levels.  The good news is that the FHA has forecasted out 2 years from now and is projecting those reserves [...]]]></description>
			<content:encoded><![CDATA[<p>Last week I had blogged <a href="http://www.evanswanson.com/general-mortgage-info/first-time-homebuyer-general-mortgage-info/low-down-payment/fha-low-down-payment-mortgage-programs-general-mortgage-info/mounting-losses-pile-up-at-fha/" target="_blank">this post</a> regarding mounting losses at FHA.  Today, WSJ.com had a follow up with <a href="http://online.wsj.com/article/SB125328361187423115.html#mod=WSJ_hps_LEFTWhatsNews" target="_blank">this article</a>.  The bad news is that the FHA reserves level will drop below congressional mandated levels.  The good news is that the FHA has forecasted out 2 years from now and is projecting those reserves will rebound above that level with out any bailouts.  We don&#8217;t expect any changes to FHA loans at this point.</p>
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