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	<title>Comments for My Mind on Mortgages</title>
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	<link>http://evanswanson.com</link>
	<description>Evan Swanson (NMLS 120856), a mortgage professional and CERTIFIED FINANCIAL PLANNER™ with Mortgage Trust, Inc. (NMLS 3250) in Portland, shares his knowledge, thoughts &#38; advice on mortgage &#38; financially related topics</description>
	<lastBuildDate>Mon, 28 Nov 2011 18:05:04 +0000</lastBuildDate>
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		<title>Comment on FHA Amendatory Clause / Real Estate Certification by Evan</title>
		<link>http://evanswanson.com/housing-real-estate/for-professionals/fha-amendatory-clause-real-estate-certification/comment-page-1/#comment-2171</link>
		<dc:creator>Evan</dc:creator>
		<pubDate>Mon, 28 Nov 2011 18:05:04 +0000</pubDate>
		<guid isPermaLink="false">http://www.evanswanson.com/?p=1991#comment-2171</guid>
		<description>Thanks for taking the time to read my blog.  I don&#039;t have any profound advice for you.  I guess I would say that you should discipline yourself to get into the habit of blogging every so often.  Each time you see an interesting topic or piece of information that you think would be helpful to share then email yourself a reminder to do so.  Good luck!  What is your URL?</description>
		<content:encoded><![CDATA[<p>Thanks for taking the time to read my blog.  I don&#8217;t have any profound advice for you.  I guess I would say that you should discipline yourself to get into the habit of blogging every so often.  Each time you see an interesting topic or piece of information that you think would be helpful to share then email yourself a reminder to do so.  Good luck!  What is your URL?</p>
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		<title>Comment on FHA Amendatory Clause / Real Estate Certification by yoursurprise-1</title>
		<link>http://evanswanson.com/housing-real-estate/for-professionals/fha-amendatory-clause-real-estate-certification/comment-page-1/#comment-2169</link>
		<dc:creator>yoursurprise-1</dc:creator>
		<pubDate>Mon, 28 Nov 2011 15:32:41 +0000</pubDate>
		<guid isPermaLink="false">http://www.evanswanson.com/?p=1991#comment-2169</guid>
		<description>Hmm it appears like your website ate my first comment (it was extremely long) so I guess I&#039;ll just sum it up what I wrote and say, I&#039;m thoroughly enjoying your blog. I too am an aspiring blog writer but I&#039;m still new to everything. Do you have any helpful hints for rookie blog writers? I&#039;d definitely appreciate it.</description>
		<content:encoded><![CDATA[<p>Hmm it appears like your website ate my first comment (it was extremely long) so I guess I&#8217;ll just sum it up what I wrote and say, I&#8217;m thoroughly enjoying your blog. I too am an aspiring blog writer but I&#8217;m still new to everything. Do you have any helpful hints for rookie blog writers? I&#8217;d definitely appreciate it.</p>
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		<title>Comment on A sober look at real property by Brett Reichel</title>
		<link>http://evanswanson.com/housing-real-estate/a-sober-look-at-real-property/comment-page-1/#comment-1615</link>
		<dc:creator>Brett Reichel</dc:creator>
		<pubDate>Mon, 07 Mar 2011 22:49:14 +0000</pubDate>
		<guid isPermaLink="false">http://evanswanson.com/?p=3916#comment-1615</guid>
		<description>Evan - nice post - very interesting.  Thanks for posting it.</description>
		<content:encoded><![CDATA[<p>Evan &#8211; nice post &#8211; very interesting.  Thanks for posting it.</p>
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		<title>Comment on Lewis&#8217;s &#8220;The Big Short&#8221; by James Adair</title>
		<link>http://evanswanson.com/miscellaneous/book-reviews/lewiss-the-big-short/comment-page-1/#comment-1600</link>
		<dc:creator>James Adair</dc:creator>
		<pubDate>Mon, 28 Feb 2011 23:21:01 +0000</pubDate>
		<guid isPermaLink="false">http://evanswanson.com/?p=3879#comment-1600</guid>
		<description>Love this book, and everything by Michael Lewis!  I also read a great companion piece to this called &quot;the greatest trade ever&quot; which is more focused on John Paulsons hedge fund.  A lot of the same characters as Big Short, but a slightly different perspective.</description>
		<content:encoded><![CDATA[<p>Love this book, and everything by Michael Lewis!  I also read a great companion piece to this called &#8220;the greatest trade ever&#8221; which is more focused on John Paulsons hedge fund.  A lot of the same characters as Big Short, but a slightly different perspective.</p>
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		<title>Comment on Mortgage Rate Update February 15, 2011 by Pablo</title>
		<link>http://evanswanson.com/rate-update/mortgage-rate-update-february-15-2011/comment-page-1/#comment-1559</link>
		<dc:creator>Pablo</dc:creator>
		<pubDate>Tue, 15 Feb 2011 20:22:55 +0000</pubDate>
		<guid isPermaLink="false">http://evanswanson.com/?p=3800#comment-1559</guid>
		<description>Thank you so much !!!
Because of yours comments, I was able to float a 5.250% and get a 5.000% from Wells Fargo... Your Mortgage Rate Update was very helpful to me !!!
Thank you again...

Sincerely,

PS</description>
		<content:encoded><![CDATA[<p>Thank you so much !!!<br />
Because of yours comments, I was able to float a 5.250% and get a 5.000% from Wells Fargo&#8230; Your Mortgage Rate Update was very helpful to me !!!<br />
Thank you again&#8230;</p>
<p>Sincerely,</p>
<p>PS</p>
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		<title>Comment on The FHA rehabilitation loan by Paul Welden</title>
		<link>http://evanswanson.com/general-mortgage-info/first-time-homebuyer-general-mortgage-info/low-down-payment/fha-low-down-payment-mortgage-programs-general-mortgage-info/the-fha-rehabilitation-loan/comment-page-1/#comment-1527</link>
		<dc:creator>Paul Welden</dc:creator>
		<pubDate>Fri, 04 Feb 2011 21:54:31 +0000</pubDate>
		<guid isPermaLink="false">http://www.evanswanson.com/?p=2416#comment-1527</guid>
		<description>HI Evan. Great info on the Streamline 203k. You mentioned the requirement of a contingency reserve for the Streamline, but this is a lender overlay and not a HUD guideline. I know you know this but consumers reading this may not understand the difference and we just wanted to offer a bit of clarification.

Scott&#039;s comment (12/9/09) about the Streamline 203k being difficult is not really accurate. As with any program with many moving parts and active participants, it is only complicated when using professionals without the proper knowledge, experience, education and training. So, we are happy to see Evan share is vast knowledge on the 203k Streamline. 

One of the important people involved in the 203k process is the contractor, who should be properly educated and knowledgeable with the 203k. Well, there are Certified 203k Contractors listed on the 203k Contractor Directory at http://203kContractors.com that will aid in the success of any 203k.</description>
		<content:encoded><![CDATA[<p>HI Evan. Great info on the Streamline 203k. You mentioned the requirement of a contingency reserve for the Streamline, but this is a lender overlay and not a HUD guideline. I know you know this but consumers reading this may not understand the difference and we just wanted to offer a bit of clarification.</p>
<p>Scott&#8217;s comment (12/9/09) about the Streamline 203k being difficult is not really accurate. As with any program with many moving parts and active participants, it is only complicated when using professionals without the proper knowledge, experience, education and training. So, we are happy to see Evan share is vast knowledge on the 203k Streamline. </p>
<p>One of the important people involved in the 203k process is the contractor, who should be properly educated and knowledgeable with the 203k. Well, there are Certified 203k Contractors listed on the 203k Contractor Directory at <a href="http://203kContractors.com" rel="nofollow">http://203kContractors.com</a> that will aid in the success of any 203k.</p>
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		<title>Comment on Addie&#8217;s first spreadsheet&#8230; by gma Sue</title>
		<link>http://evanswanson.com/miscellaneous/addies-first-spreadsheet/comment-page-1/#comment-1500</link>
		<dc:creator>gma Sue</dc:creator>
		<pubDate>Fri, 28 Jan 2011 23:28:52 +0000</pubDate>
		<guid isPermaLink="false">http://evanswanson.com/?p=3669#comment-1500</guid>
		<description>Every other generation as my dad use to say! Brains and beauty - how can you beat it!
Much Love</description>
		<content:encoded><![CDATA[<p>Every other generation as my dad use to say! Brains and beauty &#8211; how can you beat it!<br />
Much Love</p>
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		<title>Comment on Addie&#8217;s first spreadsheet&#8230; by Tina</title>
		<link>http://evanswanson.com/miscellaneous/addies-first-spreadsheet/comment-page-1/#comment-1487</link>
		<dc:creator>Tina</dc:creator>
		<pubDate>Sun, 23 Jan 2011 23:59:55 +0000</pubDate>
		<guid isPermaLink="false">http://evanswanson.com/?p=3669#comment-1487</guid>
		<description>Looks like an economist in the making.....love your newletter</description>
		<content:encoded><![CDATA[<p>Looks like an economist in the making&#8230;..love your newletter</p>
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		<title>Comment on Interest rates &amp; Inflation by My Mind on Mortgages &#187; Mortgage Rate Update January 14, 2011</title>
		<link>http://evanswanson.com/rate-update/interest-rates-inflation/comment-page-1/#comment-1460</link>
		<dc:creator>My Mind on Mortgages &#187; Mortgage Rate Update January 14, 2011</dc:creator>
		<pubDate>Fri, 14 Jan 2011 16:33:13 +0000</pubDate>
		<guid isPermaLink="false">http://webhost.mortgagetrustinc.com/evanswanson/?p=104#comment-1460</guid>
		<description>[...] we know inflation is the primary driver of mortgage rates.  This morning’s Consumer Price Index report from the Labor Department showed [...]</description>
		<content:encoded><![CDATA[<p>[...] we know inflation is the primary driver of mortgage rates.  This morning’s Consumer Price Index report from the Labor Department showed [...]</p>
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		<title>Comment on What the heck are &#8216;technical trading patterns&#8217;? by My Mind on Mortgages &#187; Mortgage Rate Update January 14, 2011</title>
		<link>http://evanswanson.com/rate-update/what-the-heck-are-technical-trading-patterns/comment-page-2/#comment-1459</link>
		<dc:creator>My Mind on Mortgages &#187; Mortgage Rate Update January 14, 2011</dc:creator>
		<pubDate>Fri, 14 Jan 2011 16:31:56 +0000</pubDate>
		<guid isPermaLink="false">http://www.evanswanson.com/?p=1100#comment-1459</guid>
		<description>[...] Mortgage rates are better this morning.  Rate continue to bounce between technical layers of support and resistance. [...]</description>
		<content:encoded><![CDATA[<p>[...] Mortgage rates are better this morning.  Rate continue to bounce between technical layers of support and resistance. [...]</p>
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