My Mind on Mortgages

You may have heard on the news this morning that the Senate DID NOT approve a spending bill that would have appropriated funds to extend unemployment benefits.  For those who are currently without work this news is likely concerning.  For those who are concerned about the mounting government deficit this news is probably reassuring.  Regardless [...]

My wife has uploaded a bunch of photo’s to THIS FLICKR LINK in case you want to take a peak.

My wife gave birth to our first baby on Friday, May 14th @ 3:14AM.  I am very thankful to report that everyone is doing great.  My wife showed amazing strength and courage during the delivery and our families and neighbors have been incredibly supportive.  We are very blessed!

A newsletter is going out to my mailing list in the next week or so.  Here is a link if you’d like to read it.
In this issue I explain how government borrowing can impact mortgage rates & introduce you to my latest trip “back to the classroom”.

Here are the slides from my savings and investment class at Sunset:

Rob Chrisman over at the Pipeline Press included this excerpt in his daily blog post that I found entertaining:
Moody’s predicts that the U.S. will spend more on debt service as a percentage of revenue this year than any other top-rated country except the U.K: 7% of taxes for debt payments in 2010 and [...]

I am currently in the middle of preparing to sit for the CFP(R) Board’s CERTIFIED FINANCIAL PLANNER(R) test in July 2010.  I have been at it since the Fall of 2009 and my efforts have prevented me from doing any recreational reading.   I’m looking forward to completing the test (and hopefully passing) and having my [...]

On February 8th I provided an industry update to a group of real estate professionals.  The subject of the presentation was focused on providing realtors with the essential information they should be aware of when working with buyers and sellers who are using mortgage financing.  Here are the slides for your learning pleasure:

Launch your own [...]